With the ever changing financial market, it is important to have an open line of communication with your banker. Working with a full service banker and financial institution that can offer all types of financial services can make your life easier when it comes to managing your money, and particularly when it comes to lending options for purchasing a home or starting a business.
When it comes to navigating through the loan process, the lowest interest rate should not be the deciding factor in selecting the bank that handles your future dreams and financing needs. Look for lenders who offer a wide range of loan products as well as the financial services to offer you a complete banking package. If you are looking to build or purchase in the low country, or maybe start a business in the area, there are many advantages to working with local experts through full service banking institutions that can handle all of your financial needs.
One-stop shopping with local experts typically provides the highest level of customer service. Depending on the type of financing you need, the average loan process is approximately three to six weeks, and it is extremely important for you to have an open line of communication with your banker. Now more than ever, it is important to choose a lender that values strong one-on-one relationships with his or her clients. For lenders who value client banking relationships, there is no such thing as banker’s hours. You should feel comfortable enough to contact your lender any time you need assistance, even on the weekends. With today’s communication most lenders are equipped with remote office technology to assist you at any time. So if your bank is not delivering the kind of service you expect then give BNC Bank a call.
by Fran McKinney,
VP/Mortgage Consultant, BNC Bank
